legal

Terms of Service

Last updated: 8th of August, 2026

1. Acceptance of terms

By accessing or using this website, subscribing to the newsletter, or purchasing any product, you agree to these Terms of Service. If you don't agree, please don't use the Services.

2. Who runs this

This website and the Services are operated by Jha Technologies, a sole proprietorship registered in India, GST number [GST Number]. You can reach us at work@levelupwithfriend.in.

3. What we offer

We provide a free email newsletter, paid digital courses (including Substack OS), and cohort-based challenges (including the 30-Day Level Up Challenge). Product details, pricing, and access terms are listed on the relevant product page at the time of purchase.

4. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase any paid product. The free newsletter has no age restriction beyond what your local law requires for handling your personal data.

5. Payments

All payments are processed securely through PayPal. We don't store your card details on our servers. Prices are listed in the currency shown at checkout and may include applicable taxes. By purchasing, you authorize the charge for the listed amount.

6. Access to digital products

Once you complete a purchase, you'll get access to the relevant product, usually by email delivery or a private link. Access is for your personal use only. Please don't share, resell, or redistribute course content, challenge materials, or any other paid content.

7. Refunds

Our refund terms are listed separately in our Refund Policy, which is part of these Terms.

8. Intellectual property

All content on this site and inside our products, including writing, course material, graphics, and branding, belongs to Jha Technologies unless otherwise stated. You may not copy, reproduce, or repurpose it for commercial use without written permission.

9. No guarantees

We share what's worked for us and for past customers, but we can't guarantee specific results, income, or outcomes from using our products. Your results depend on your own effort and circumstances.

10. Limitation of liability

To the fullest extent allowed by law, Jha Technologies is not liable for any indirect, incidental, or consequential damages arising from your use of the Services. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim.

11. Changes to these terms

We may update these Terms from time to time. Material changes will be reflected by updating the date at the top of this page. Continued use of the Services after changes means you accept the updated Terms.

12. Governing law

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in Delhi, India.

13. Contact

Questions about these Terms? Reach out at work@levelupwithfriend.in or visit our Contact page.